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Expense Ratio Calculator

See how much a fund's fees cost you over a full investment horizon.

Fund @ 0.05%
$845,399
Fund @ 0.95%
$698,422
Cost of Higher Fees
$146,977

You'd give up 17.4% of your final balance to the higher-fee fund.

What it is

A side-by-side comparison of two funds with different expense ratios, showing how fees compound against returns over decades.

Who it's for

Investors choosing between similar ETFs and anyone auditing legacy 401(k) fund selections.

When to use it

Use it before rolling over an account or picking a fund inside a taxable brokerage — the fee gap compounds significantly across 20–30 years.